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Understanding The 5 C's of Credit - Module 1

Note- For this article I am starting off by including a PDF of a study done by JOHN BAIDEN, B.Sc., MBA, M.Sc. (Distinction), JD, LL.M (Distinction) CENTRAL  UNIVERSITY COLLEGE, GHANA. There is so much that goes into the reviewing of credit to provide financing that I will follow up with another article that dives deeper into the underwriting of credit.  The lending industry learned during the economic meltdown of 2008 that it is not just a FICO score that determines the eligibility of a borrower.
For the second module I will dive in deeper so that you can really understand what underwriters are looking for and how you or your client can obtain maximum funding at optimal rates and terms. 

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